Payment Processing Referrals for Online and Cross-Border Businesses

We assess your business model, help organize the information providers commonly request, and refer you to independent payment providers whose criteria may fit your needs. Providers make all approval, pricing, reserve, funding, and contract decisions.

Payment terminal processing a customer credit card

Services

Referral and Application-Guidance Services

Online Payment Gateway

We connect you with solutions that accept all major credit and debit cards, ACH transfers, and digital wallets, including Apple Pay and Google Pay.

SaaS & Subscription Billing

Built for software companies and subscription businesses. Accept recurring payments with automated billing, failed payment retry logic, and real-time reporting.

Application Preparation and Referral

We help organize your business information and refer your application to an independent provider that may fit your model. Review times and documentation requirements vary by provider.

Dedicated Support

You get a real person to call—not a ticket queue.

WHY CHOOSE US

Why Businesses Choose Hopar Payments

We run a multi-vendor e-commerce marketplace ourselves. We’ve been through payment onboarding, risk reviews, funding holds, and chargeback disputes with our own money on the line — and we bring that experience to your application. We know what underwriters look for, because we’ve sat on your side of the desk.

Why Businesses Switch to Hopar

Tired of high fees and zero support from the big players? Here’s how we compare.  

ComparisonSigning up direct (DIY)Working with Hopar Payments
SetupYou research and apply on your ownWe help you choose and apply for the right fit
Pricing optionsOne published rate, take it or leave itWe help you compare interchange-plus options, often lower
SupportEmail / chat with general queuesA dedicated person you can actually call
ApplicationSelf-serve, you guess what underwriters wantWe prepare and guide your application
Chargebacks & disputesSelf-serve help articlesHands-on, guided dispute support
Cost to startNo setup fees, no monthly minimums

Ready to make the switch?

Provider Pricing Explained Before You Decide

We help you understand and compare the pricing and contract terms offered by participating providers. Hopar Payments does not set processing rates; each provider independently determines its pricing, fees, reserves, and other terms.

Independent Provider Terms

Setup costs, if any, are determined by the provider.

Provider-Specific Pricing

Monthly fees and minimums vary by provider and agreement.

Pricing Explained Clearly

Full pricing disclosed before you sign

Provider approval, pricing, reserves, funding and contract terms vary after independent underwriting.

What We Do

Hopar Payments is a referral and application-guidance service for online and cross-border businesses seeking payment-processing options. We learn how your business operates, help organize the information providers commonly request, and introduce you to independent providers whose criteria may fit your business model.

Hopar Payments does not process transactions, hold customer funds, issue approvals, or determine pricing. Each provider independently decides eligibility, rates, reserves, funding schedules, integrations, and contract terms. We remain available to help you understand the referral and application process.

Hopar Payments may receive referral compensation from participating providers when a referred client enters a provider relationship. Any provider fees and terms will be disclosed in the applicable provider agreement.

Payment terminal processing a customer credit card

HOW IT WORKS

Get Started in 3 Simple Steps

1

Apply Online

Quick 2-minute form

2

Get Matched & Apply

We help organize your information and refer you to an independent provider whose criteria may fit your business. The provider conducts its own review.

3

Start Accepting Payments

Complete integration after provider approval

Built for online sellers: dropship stores, marketplaces, subscriptions, and e-commerce services

Find a provider that may fit your business Guided referrals, clearer next steps.

Review times vary by provider, documentation, business model, and application complexity.

Secure application process