We assess your business model, help organize the information providers commonly request, and refer you to independent payment providers whose criteria may fit your needs. Providers make all approval, pricing, reserve, funding, and contract decisions.

We connect you with solutions that accept all major credit and debit cards, ACH transfers, and digital wallets, including Apple Pay and Google Pay.
Built for software companies and subscription businesses. Accept recurring payments with automated billing, failed payment retry logic, and real-time reporting.
We help organize your business information and refer your application to an independent provider that may fit your model. Review times and documentation requirements vary by provider.
You get a real person to call—not a ticket queue.
We run a multi-vendor e-commerce marketplace ourselves. We’ve been through payment onboarding, risk reviews, funding holds, and chargeback disputes with our own money on the line — and we bring that experience to your application. We know what underwriters look for, because we’ve sat on your side of the desk.
Tired of high fees and zero support from the big players? Here’s how we compare.
| Comparison | Signing up direct (DIY) | Working with Hopar Payments |
|---|---|---|
| Setup | You research and apply on your own | We help you choose and apply for the right fit |
| Pricing options | One published rate, take it or leave it | We help you compare interchange-plus options, often lower |
| Support | Email / chat with general queues | A dedicated person you can actually call |
| Application | Self-serve, you guess what underwriters want | We prepare and guide your application |
| Chargebacks & disputes | Self-serve help articles | Hands-on, guided dispute support |
| Cost to start | — | No setup fees, no monthly minimums |
We help you understand and compare the pricing and contract terms offered by participating providers. Hopar Payments does not set processing rates; each provider independently determines its pricing, fees, reserves, and other terms.
Setup costs, if any, are determined by the provider.
Monthly fees and minimums vary by provider and agreement.
Full pricing disclosed before you sign
Hopar Payments is a referral and application-guidance service for online and cross-border businesses seeking payment-processing options. We learn how your business operates, help organize the information providers commonly request, and introduce you to independent providers whose criteria may fit your business model.
Hopar Payments does not process transactions, hold customer funds, issue approvals, or determine pricing. Each provider independently decides eligibility, rates, reserves, funding schedules, integrations, and contract terms. We remain available to help you understand the referral and application process.
Hopar Payments may receive referral compensation from participating providers when a referred client enters a provider relationship. Any provider fees and terms will be disclosed in the applicable provider agreement.

Quick 2-minute form
We help organize your information and refer you to an independent provider whose criteria may fit your business. The provider conducts its own review.
Complete integration after provider approval